Five Talents

Five Talents

Five Talents is a Christian Microfinance charity. It provides loans to groups of entrepreneurs, and also offers business training and mentoring to clients. It has attracted notice and acclaim throughout the Anglican Communion and in secular news sources.

Organization

Five Talents has offices in London, Washington and Uganda, and partners with organisations in 8 countries around the world.

Five Talents was founded at the Lambeth Conference of Anglican Church leaders in 1998 [cite news
last =
first =
coauthors =
title =Five Talents microfinance initiative launches first annual review
work =
pages =
language =
publisher =Inspire Magazine
date =
url =http://www.inspiremagazine.org.uk/news.aspx?action=view&id=1113
accessdate = 2007-11-07 ] as 'a long term response to help the poor in developing countries based on need not creed'. [ [http://www.fivetalents.org.uk Taken from Five Talents UK Website] ]

The patron is the Archbishop of Canterbury, Rowan Williams. [cite news
last =
first =
coauthors =
title =Archbishop of Canterbury becomes Patron of Five Talents International
work =
pages =
language =
publisher =Anglican Community Official Website
date =2003-10-02
url =http://www.anglicancommunion.org/acns/news.cfm/2003/10/2/ACNS3602
accessdate = 2007-11-07 ]

Projects

Five Talents currently works in nine developing countries, which are: Peru, Uganda, Kenya, India, Indonesia, Philippines, Dominican Republic, Sudan and Tanzania.

Group Lending Model

Five Talents operates using a group lending model. Loans are given to the group as a whole and so if one person has difficulty in repaying, the others in the group will have to cover their repayments. This system is similar to that originally developed by the Grameen Bank and Muhammad Yunus, and aims to reach those who are unable to take out commercial loans due to lack of collateral. Typically groups will consist of between 5 and 10 people. [cite news
last =
first =
coauthors =
title =What we do
work =
pages =
language =
publisher =Five Talents UK Website
date =
url =http://www.fivetalents.org.uk/whatwedo.php
accessdate = 2007-11-08 ] , and the majority of borrowers are women. [cite news
last =
first =
coauthors =
title =Women Only!
work =
pages =
language =
publisher =Five Talents UK Website
date =
url =http://www.fivetalents.org.uk/womenonly.php
accessdate = 2007-11-08 ]

Further reading

* Marshall, Katherine and Van Saanen, Marisa, "Development and Faith"," The World Bank, 2007, ISBN 978-0-8213-7173-2

ee also

*Parable of the Talents

References

External links

* [http://www.fivetalents.org.uk] Five Talents UK Website
* [http://www.fivetalents.org] Five Talents USA Website


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