CAMEL rating system

CAMEL rating system

The CAMEL rating system is a method of evaluating the health of credit unions by the National Credit Union Administration. The rating is based upon five critical elements of a credit union's operations: capital adequacy, asset quality, management, earnings and asset/liability management. This rating system is designed to take into account and reflect all significant financial and operational factors examiners assess in their evaluation of a credit union's performance. Credit unions are rated using a combination of financial ratios and examiner judgment.

External links

* [http://www.ncua.gov/letters/Prior1996/E-LET161.html National Credit Union Administration letter] to credit unions defining the system


Wikimedia Foundation. 2010.

Игры ⚽ Поможем написать реферат

Look at other dictionaries:

  • CAMEL — An acronym for the institution composite rating system used by the federal regulators during a regulatory examination. The evaluation is based on Capital, Asset Quality, Management, Earnings and Liquidity. American Banker Glossary …   Financial and business terms

  • Federal Reserve System — FRB and FED redirect here. For other uses, see FRB (disambiguation) and FED (disambiguation). Federal Reserve System …   Wikipedia

  • Community Reinvestment Act — The Community Reinvestment Act (CRA, Pub.L. 95 128, title VIII of the Housing and Community Development Act of 1977, 91 Stat. 1147, 12 U.S.C. § 2901 et seq.) is a United States federal law designed to encourage commercial… …   Wikipedia

  • Emergency Economic Stabilization Act of 2008 — This article is about one division of an enacted statute. For the entire statute, see Public Law 110 343. For the enacted rescue program, see Troubled Asset Relief Program. The Emergency Economic Stabilization Act of 2008 (Division A of Pub.L.… …   Wikipedia

  • Office of Thrift Supervision — Agency overview Formed August 9, 1989 Preceding agency Federal Home Loan Bank Board Dissolved …   Wikipedia

  • Federal Reserve Act — Full title An Act To provide for the establishment of Federal reserve banks, to furnish an elastic currency, to afford means of rediscounting commercial paper, to establish a more effective supervision of banking in the United States, and for… …   Wikipedia

  • New York State Banking Department — Past NY Banking Superintendents Superintendent Appointment Date Daniel B. St. John April 15, 1851 Marius Schoonmaker April 4, 1854 James M. Cook January 30, 1856 Henry H. Van Dyck April 16, 1861 Edward Hand (banking) August 9, 1865 Emerson W. K …   Wikipedia

  • Oklahoma State Banking Department — Great Seal of Oklahoma Agency overview Formed 1967 Headquarters 29 …   Wikipedia

  • Federal Deposit Insurance Corporation — FDIC …   Wikipedia

  • National Credit Union Administration — Official seal Agency overview Formed March 10, 1970 Preceding agency …   Wikipedia

Share the article and excerpts

Direct link
Do a right-click on the link above
and select “Copy Link”